Free tool · Ghana

Ghana take-home & cost-to-employ calculator

Work out net take-home pay and the true cost to employ in Ghana — SSNIT Tiers 1, 2 and 3 and GRA 2026 PAYE, to the last pesewa. Free, no sign-up. The same engine that runs real ClickxHR payroll.

Ghana PAYE 2026 monthly tax bands

• First ₵490 — 0%
• Next ₵110 — 5%
• Next ₵130 — 10%
• Next ₵3,166.67 — 17.5%
• Next ₵16,000 — 25%
• Next ₵30,520 — 30%
• Above ₵50,416.67 — 35%

SSNIT contribution rates

Employee 5.5% and employer 13% of basic salary; Tier-2 5%; maximum insurable earnings ₵69,000/month.

ClickxHR — payroll & workforce for Ghanaian staffing agencies